The biggest change to retirement savings rules in over a decade is signed into law as part of a government funding legislation put into effect in 2020. The Setting Every Community Up for Retirement Enhancement (SECURE) Act will impact anyone with a 401K or IRA account.
Read MoreThe Social Security Administration website offers a variety of resources. Here’s a new feature that may help you with your retirement planning.
Read MoreThe best remedy for cybertheft is prevention. Time spent protecting yourself and your family is never spent in vain.
Read MoreMajor custodians such as Fidelity and Charles Schwab have recently dropped individual stock and ETF (Exchange Traded Fund) trading fees to zero. How will this impact investors and the future of investing? Here’s our view.
Read MoreThe estimated cost for healthcare in retirement is upwards of $285,000 for a couple.
Costs for women are expected to be higher then men.
Much of the costs are from Medicare Part B and D premiums, as well as out of pocket co-pays and deductibles.
Looking at broad market indices, US equities outperformed non-US developed and emerging markets during the third quarter.
Value stocks outperformed growth stocks in the US but underperformed in non-US and emerging markets. Small caps outperformed large caps in non-US markets but underperformed in the US and emerging markets.
REIT indices outperformed equity market indices in both the US and non-US developed markets.
Tax planning is probably your least favorite activity but you’ll thank us for it. Here are some tax planning ideas for year end 2019 - get this out of the way before the holidays
Read MoreMost companies will have their open enrollment season for employee benefits starting in October. Before you click “submit” – stop! The decision may not be as simple as you think. Pay attention to these three things as you re-up your benefits this fall.
Read MoreThe media is buzzing about the current state of the yield curve as portending an economic recession. We’re not as up in arms as many industry participants and do not feel this is a strong indication that you make a wholesale move out of the stock market. Here’s our view on the current yield curve inversion.
Read MoreIn this blog you will learn what a DC plan is, how it is different from a 401k plan, and the questions to ask yourself if you are wondering if you should invest in your company’s deferred compensation plan.
Read MoreThe Secure Act is on the House’s agenda and it brings with it a series of implications for investors of all types.
Read MoreHere is an excellent guide to employee stock options terminology whether you have just received your award or are already familiar with the terms.
Read Moremarkets around the globe posted positive returns for the quarter.
Developed markets stocks outside the US outperformed emerging markets equities but under-performed the US equity market during the quarter.
Interest rates decreased in the US Treasury fixed income market during the second quarter.
The yield on the 10-year Treasury note fell by 41 bps to 2.00%.
Stock and bond markets rebounded sharply in the first half of 2019.
Over the next 10 years, Vanguard expects stock and bond returns to be lower than the historical averages.
Vanguard forecasts higher returns for foreign stocks vs. US stocks during this period.
GMO’s 7-year return forecast is lower than Vanguard’s.
Stocks, as measured by the S&P 500, have neared their historical average return for only 6 out of the last 93 years – returns have varied widely for other years.
Here are some tips about how to reduce income tax for 2019.
Read MoreEquity markets posted positive returns around the globe in the first quarter. Looking at broad market indices, US equities outperformed non-US developed and emerging markets.
REIT indices outperformed equity market indices in both the US and non-US developed markets.
The Bloomberg Commodity Index Total Return returned 6.32% for the first quarter of 2019.
In response to rampant financial exploitation of senior investors, the SEC is now requiring financial institutions and services firms to ask for trusted contact information. Having a trusted contact could prevent you from losing substantial amounts of wealth due to fraud or fraudulent activity.
Read MoreHere are some resources that may help you as you prepare your 2018 tax return.
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