Investing Newsletter – Jul 2018

• Last year International Developed Stocks and International Emerging Stocks outperformed US Large Stocks.

• Year-to-date US Stocks are outperforming International Stocks.

• For the 10 year period from 2000–2009 the S&P 500 lost -9.10%. International investments logged significant gains during this period.

• Maintaining a globally diversified portfolio can help to smooth out the returns of a portfolio concentrated in US stocks.

• It is next to impossible to successfully time moves between US and international investments in an effort to always be in the highest returning markets.

• It is better to remain globally diversified and disciplined in rebalancing your portfolio back to its predetermined allocation.

• Vanguard is forecasting lower returns over the next 10 years.