Financial Alternatives was founded in 1991 and has operated as a Fee-Only fiduciary advisory firm since its inception. For more than three decades, we have helped successful individuals and families navigate important financial decisions and long-term wealth management challenges.

Fee-Only means we are compensated directly by our clients and do not receive commissions or compensation from financial products, investment companies, or insurance providers. Unlike "fee-based" advisors, who may receive commissions in addition to client fees, Fee-Only advisors are compensated solely by their clients. We believe this structure helps reduce conflicts of interest and supports objective advice.

Financial Alternatives is independently owned by its employee partners. We are not owned by (or affiliated with) a bank, brokerage firm, insurance company, or private equity sponsor.

We believe ownership structure can influence a firm's culture, priorities, staffing decisions, and client experience. Our independent ownership allows us to maintain a long-term focus on client relationships, continuity of service, and decisions we believe are in our clients' best interests.

Yes. We act as fiduciaries and are legally obligated to place our clients' interests ahead of our own when providing advice and recommendations.

Members of our advisory team hold respected industry credentials, including CERTIFIED FINANCIAL PLANNER® (CFP®) and Chartered Financial Analyst® (CFA®) designations. These credentials reflect advanced education, professional standards, and ongoing continuing education requirements.

A team-based approach provides clients with continuity, diverse perspectives, and access to specialized expertise across financial planning, investments, operations, and client service. It also helps ensure that important decisions and relationships are supported by the firm rather than any single individual.

Financial Alternatives is best suited for successful individuals and families who want a trusted advisor to provide ongoing guidance and professional oversight. Rather than managing every financial decision on their own, our clients value objective advice, coordinated planning, and a long-term relationship designed to help them make informed decisions over time.

Clients often choose Financial Alternatives because they value independent Fee-Only advice, fiduciary responsibility, long-term relationships, and a disciplined approach to financial decision-making. Many are looking for more than investment management alone and want a trusted advisor who can help coordinate multiple aspects of their financial lives.